Getting an SSDI award can take years because of the current system and backlog. In the meantime, there are many federal, state and local government programs available to help those with disabilities or low incomes when their own resources are simply not enough. There are also many privately funded programs you can turn to. If you need help, don’t be afraid to ask for it, and be prepared to actively seek it out.
The government-sponsored financial assistance programs available to low income individuals include:
- Low- or no-cost health care for you and your family, including prescription drug coverage;
- Help paying heat, electricity, telephone and water bills;
- Upgrading your home to make it more energy efficient;
- Reduced public transportation fares;
- Property tax credits;
- Food stamps;
- Free meals for children attending school, including summer months; and
- Food pantries offering free monthly food packages.
Although there are many such programs out there, tracking them all down requires a lot of effort. Doing so, however, can fill a big hole in your basic monthly expenses. To help you get started, we have provided some links to financial assistance programs, accessible by clicking on your state in the map below.