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Disability Life Planning Service® FAQs

More About the Disability Life Planning Service
The Disability Life Planning Service (DLPS) is an affordable fee-based counseling service that provides expert knowledge and personal, objective guidance to help you understand and deal with financial issues through the Social Security Disability Insurance (SSDI) application process and beyond.
1. How can I benefit from the DLPS?
The DLPS can help you stabilize and improve your immediate and long-term financial health by:
  • Personalized guidance to help you protect your assets and minimize or slow their loss.
  • Identifying assistance resources that may reduce your financial burden and cover basic living expenses for you and your family.
  • Helping you understand your overall financial picture and cope with the financial impact that your disability has had on your life.
2. What help does a DLPS specialist provide?
As part of the service, you will have one-on-one access to an Allsup Disability Life Planning Specialist. The specialist will help you work through the unique financial planning issues faced by those with disabilities, as well as help you find private and public assistance resources and programs appropriate to your needs and circumstances. Your specialist will:
  • Work with you to understand your specific financial situation.
  • Help you develop and maintain good budgeting skills.
  • Help you create a plan to minimize depleting your assets.
  • Help you plan your financial future.
  • Review your potential to qualify for public and private financial assistance resources in your area.
  • Prepare a detailed guidebook that outlines assistance resources, including descriptions of the programs, benefit amounts and how to apply, plus budget concerns, tax and other financial considerations for the future.
  • Answer your questions.
  • Serve as a resource to turn to should your needs change in the future.
3. Can DLPS help me if I do not have a home, much income or significant assets? 
Whether or not you have a lot of assets, the DLPS can be an ongoing resource to help you better manage your finances while waiting to receive SSDI benefits.
  • Using the DLPS early in the SSDI application process can improve your circumstances dramatically during this time period.
  • A DLPS Specialist will work with you one-on-one to help manage what you do have available.
  • The DLPS Specialist also will identify potential assistance resources that may significantly improve your financial circumstances.
4. What happens after I sign up for the service?
You will be asked to answer a series of financial and demographic questions to provide us with the information needed to do our analysis. Your answers will be kept confidential.
Using the information you provide, we will research the resources available to you, identifying those most likely to meet your needs and circumstances. We also will address your current financial situation and identify solutions to help meet your immediate concerns and priorities.
After we have gathered and researched your options, we will provide you with a comprehensive guidebook highlighting information that is especially important given your particular situation. An Allsup DLPS specialist then will review it with you in detail, answering any questions you have and help you plan for the future.
5. What information does the DLPS guidebook contain?
Your DLPS guidebook will include the following information:
  • Listings of the assistance resources you may currently qualify for, as well as resources you may qualify for in the future.
  • Detailed information about the resources, including program descriptions, benefit amounts, the application process and contact information in the following general areas:
    • Healthcare 
    • Cash
    • Housing
    • Utilities
    • Food
    • Other
  • An analysis of your current financial health, including a review of your estimated net worth and budget. In-depth asset and debt management discussions based on your specific situation, including items you need to consider for the future.
6. Does Allsup provide financial, investment, tax or legal advice?
No. The DLPS guidebook and your DLPS Specialist will offer you general information about asset management, but Allsup does not direct or advise you on how to manage specific investments nor does it provide you with advice on which investments to sell or purchase. Any decisions you make are your responsibility, and you should consult with a professional financial advisor before making any investments.
The DLPS only provides information on basic tax concepts and issues that may apply to your situation. The DLPS does not offer tax advice, prepare tax returns or represent you before the IRS on tax matters through the service. A qualified tax preparer, CPA or attorney will be able to assist you with advice on tax returns.
The DLPS will give you basic information about what to consider in planning for the future and possible legal documents you may want to have drafted. This includes information about legal issues such as powers of attorney, living wills, trusts and estate planning. An attorney can assist you with these legal matters, and you are responsible for obtaining all such counsel regarding these or any other necessary or advisable matters.

7. Resources are available on the Internet, so why would I need help from a service like DLPS?
DLPS is specifically designed to support individuals with disabilities. We do all the heavy lifting, number crunching, research and analysis to identify a wide variety of public and private assistance resources in your area that can be used to meet your basic living needs. The advantage of DLPS over a do-it-yourself approach is that based upon the information you provide us, we will tell you which resources you may qualify for, what needs to be done to get those benefits, and how you can maximize their use within your budget. This will save you time, energy, wonder and worry, and get you the help you need faster.
You may not realize that there are hundreds of government programs and nonprofit and for-profit organizations offering financial and other help to those with disabilities or low income. If you don't know what to look for, finding such assistance resources can be tricky and extremely time consuming.
8. What if I'm not interested in social programs or other resources?
Having a lower income or a specific type of disability means there are hundreds of national, state and local organizations and programs that can help provide basic necessities for you and your family — income, healthcare, prescription drugs, food, housing, energy assistance for your home, property tax breaks and more. However, this is only a portion of what DLPS offers. We also provide a practical approach to managing finances through a crisis situation by quickly assessing your situation and offering a personalized solution for meeting your immediate and long-term financial needs and priorities.

9. What if I'm not able to provide all the information needed on the questionnaire?
You can complete as much of the questionnaire online as possible, and then a DLPS Specialist will review the information and schedule a time with you to fill in any missing information over the phone. The specialist also will walk you through any concerns you may have about providing the information and help make appropriate estimates when necessary.
10. What if my circumstances change? For example, what happens if I move?
A DLPS guidebook represents a snapshot in time based on personal and financial information you provide through a questionnaire. While the content of the guidebook anticipates likely changes you may have, Allsup recommends preparing a new guidebook when there is a significant change in your circumstances, especially a move out of state. The preparation of a new guidebook is subject to an additional fee.
11. Do I have options for completing the questionnaire. May I still use the DLPS?
Yes. While we encourage you to take full advantage of the convenience of DLPS's web features, you don't need the Internet to use the DLPS. You may provide all the information needed to participate in DLPS over the phone with one of our experts instead of using the Web site. If you do not have a secure connection, we will be happy to accommodate you with a phone interview. If you start the questionnaire online and later are not able to complete it online, we can go over the remaining information with you on the phone. In addition, you still will have a printed copy of the guidebook mailed to you.
12. Will the information I provide be kept confidential?
Yes, absolutely. The information we collect from you will be stored securely and never shared with others without your express consent.
13. Why did Allsup develop this service?
People with disabilities face extreme financial hardships throughout the SSDI claims process and beyond. The DLPS addresses this situation by performing immediate and ongoing financial damage control. Whether making decisions for today or for the future, the DLPS covers everything you need to know to make the financial decisions that are best for you and to get the help you need to survive a financial crisis over time.
Allsup is dedicated to providing True Help®. The DLPS is part of Allsup's ongoing effort to create opportunities for people with disabilities so that they may lead lives that are as financially secure and as healthy as possible. Allsup customers have an expert on their side with the drive and passion to help them reclaim their lives.


The content provided by the Allsup Disability Life Planning Service® is for informational purposes only. Allsup does not provide tax, legal, investment, insurance, financial or medical advice or counsel under its Allsup Disability Life Planning Service, and does not agree to represent you in any capacity in connection with such service.
You are responsible for making all decisions with respect to financial strategies or use of resources and services available under the Allsup Disability Life Planning Service  including, but not limited to, obtaining any professional tax, legal, investment, insurance, financial, medical or other advice or counsel that is necessary or advisable. Allsup will not be liable for and disclaims any liability arising out of or connected with any decision you make concerning your financial strategies or use of resources and services available under the Allsup Disability Life Planning Service.
The analysis and results produced by the Allsup Disability Life Planning Service are heavily based on the information provided to Allsup by its individual subscribers. As such, Allsup assumes no liability resulting from inaccurate, incomplete, or invalid information provided to it by Allsup Disability Life Planning Service  subscribers. Allsup does not guarantee the availability of or your eligibility for the resources identified by the Allsup Disability Life Planning Service. If you need help applying for the resources identified by the service, please contact the agency or organization administering the program directly. To review the full Disability Life Planning Service terms and conditions, please visit If you would like to have the terms and conditions mailed to you, please let us know, and we will be happy to send you a copy.