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Medicare FAQs - Common Questions from Allsup Medicare Advisor® Customers

Q: How are my Part B premiums calculated?

A: To determine your 2015 Medicare premiums, Social Security will usually look at the tax return you filed in 2014 for tax year 2013. If your income has gone down because of a life-changing event, you can request a new decision about your premium amount from the Social Security Administration by filing form SSA-44. You can call Social Security at (800) 772-1213 or visit for more information. 

Q: What preventive care does Medicare cover?

A: You've probably heard that preventive care is now free under Medicare and includes:

  • An annual wellness exam or check-up
  • A personalized wellness plan to help you stay healthy
  • Screening tests to detect chronic illnesses and cancer
  • Flu shots

These services are free if you use Original Medicare (Medicare Parts A and B) for your hospital and medical coverage. If you get coverage through a Medicare Advantage plan, preventive services covered for free under Original Medicare will also be free under your plan as long as you see providers that are in your plan network.